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    Meals » Recipes » Appetizers

    Cheesy Hot Bean Dip

    This post may contain affiliate links. Please see disclosure for more information. Published: Dec 18, 2022 by Dee

    Cheesy Hot Bean Dip with cream cheese, refried beans, sour cream, salsa and lots of cheese is a delicious appetizer the whole family loves. This delicious dip is perfect for dipping tortilla chips and Fritos and a real crowd pleaser at game day parties. via @meamel

    Cheesy Hot Bean Dip with cream cheese, refried beans, sour cream, salsa and lots of cheese is a delicious appetizer the whole family loves. This delicious dip is perfect for dipping tortilla chips and Fritos and a real crowd pleaser at game day parties.

    Jump to Recipe -
    bean dip with gooey cheddar cheese pull on tortilla chip
    Jump to:
    • Ingredients
    • How to Make Cream Cheese Bean Dip
    • Cook Time
    • How to Store and Reheat
    • Recipe Variations
    • Recipe
    • More Hot Dip Recipes
    • Reviews

    There are a billion bean dip recipes out there, but I had to experiment to find one that pleased my picky eaters. This cream cheese bean dip recipe is cheesy, creamy and has just the right amount of heat.

    We make this easy bean dip as an appetizer for New Years, game day or sometimes just to snack on. This hot bean dip reheats well, so you can even serve leftovers as a side dish with pork carnitas, beef and bean burritos, beef tacos or shredded chicken tacos.

    Best of all, it's a super easy dip recipe to throw together and requires just a few minute of prep.

    Ingredients

    You only need a few simple ingredients for this cheesy bean dip. They should be easy to find in your grocery store if you don't have them in your pantry or fridge.

    • Refried beans -- can of refried beans, I use 2
    • Cream cheese -- at room temperature for easier mixing
    • Sour cream
    • Salsa -- I use mild salsa
    • Shredded cheese -- cheddar cheese or Mexican blend cheese

    How to Make Cream Cheese Bean Dip

    I always mix everything together in a large casserole dish or 13 x 9-inch baking dish. Why dirty extra dishes if you don't have to?!

    You can mix the ingredients in a large bowl or mixing bowl if you like.

    Just mix cream cheese, refried beans, sour cream and salsa together until well blended and creamy. You can use a large spoon or a hand mixer.

    There's plenty of flavor here, so I don't add any taco seasoning, although you can if you want.

    mix refried beans with cream cheese and sour cream in white dish

    Then, stir in some shredded cheese. Smooth the top so it's nice and even.

    Finally, sprinkle remaining cheese on top of the cream cheese mixture. I use Mexican blend cheese, but you can use cheddar or whatever you prefer.

    bean dip with shredded cheese in baking dish

    Cook Time

    Now, pop the baking dish into your oven and bake for about 30 minutes or until hot and bubbly. You can sprinkle on some chopped cilantro or green onions for a pop of color if you want!

    hand dipping tortilla chip into hot bean dip with melted cheese on top

    This delicious dip is super hot right out of the oven -- ask me how I know! So, let it sit for a few minutes before digging in.

    It's really best served warm. Not too hot, not too cold -- just right! So, it's a great dip to bring to parties and potlucks and the perfect appetizer for Cinco de Mayo or any Mexican feast.

    hot bean dip with melted cheese and cilantro in white casserole dish

    My taste testers say Fritos work best for digging in deep and scooping this cheesy dip up -- no soggy chips here!

    Tostitos Scoops are good, too! But really, any chip is fine.

    cheesy hot dip on tortilla chip

    How to Store and Reheat

    Store leftover bean dip in an airtight container or covered with plastic wrap in the refrigerator. This cheesy dip will keep for about 4 days.

    You can reheat this delicious refried bean dip in the oven. Just smooth the leftover dip, add more cheese to the top of the bean mixture, and bake until warm.

    You can make the dip ahead of time -- up to 1 day, but don't add the cheese until you are ready to bake it.

    Recipe Variations

    If you don't want to use refried beans, you can make black bean dip using black beans or pinto beans, instead. The flavor of the bean dip will be a little different, but still delicious.

    Use your favorite cheese for this easy homemade bean dip. Monterey Jack cheese, Colby Jack cheese, or pepper Jack cheese are good choices.

    For more protein, sub plain Greek yogurt for the sour cream or add cooked ground beef or leftover taco meat.

    For more heat, add hot salsa, chili powder or green chiles to this Mexican dip.

    Recipe

    cream cheese bean dip with cheddar cheese on tostitos scoop tortilla chip

    Cheesy Hot Bean Dip

    Published by Dee
    Cheesy Hot Bean Dip with cream cheese, refried beans, sour cream, salsa and lots of cheese is a delicious appetizer the whole family loves. This delicious dip is perfect for dipping tortilla chips and Fritos and a real crowd pleaser at game day parties.
    5 from 9 votes
    Print Recipe Share by Email
    Prevent your screen from going dark
    Prep Time 10 mins
    Cook Time 30 mins
    Total Time 40 mins
    Course Appetizer, Side Dish, Snack
    Cuisine American, Mexican
    Servings 14
    Calories 152 kcal

    Ingredients
      

    • 2 cans refried beans we use vegetarian
    • 8 ounces cream cheese softened
    • ½ cup sour cream
    • ½ cup mild salsa
    • 2 cups shredded Mexican-blend cheese or cheddar, divided

    Instructions
     

    • Preheat oven to 350°, and spray a baking dish with non stick spray
    • Mix the refried beans, cream cheese and sour cream until smooth and well blended
    • Stir in the salsa and 1 cup of cheese, and smooth the mixture evenly in the baking dish. Top with remaining cheddar cheese
    • Bake for 30 minutes or until hot and bubbly

    Notes

    For extra flavor, add diced jalapeños or taco seasoning or diced green chiles or chili powder.
    You can make this cheesy bean dip in your slow cooker. Just follow recipe and cook on high for 1 hour or until hot and bubbly.

    Nutrition information is estimated. Please do your own calculation to fit special diets.

    Nutrition

    Calories: 152kcalCarbohydrates: 5gProtein: 6gFat: 12gSaturated Fat: 7gCholesterol: 37mgSodium: 375mgPotassium: 48mgFiber: 2gSugar: 2gVitamin A: 404IUVitamin C: 1mgCalcium: 142mgIron: 1mg
    Tried this recipe? Please comment and rate it! Show me your dish on Instagram!Mention @meatloafandmelodrama or tag #meatloafandmelodrama!

    More Hot Dip Recipes

    • Hot Spinach Artichoke Dip
    • Cheesy Ground Beef Taco Dip
    • Cheesy Hot Crab Dip
    • Homemade Queso Dip
    • Salsa Verde White Queso Dip

    My family says this easy bean dip recipe makes the best bean dip ever, and I hope you agree!

    If you do make this, please leave a star rating and comment. For more simple recipes and easy appetizer recipes, sign up for the weekly newsletter and follow on social media.

    Recipe first published in 2015 and updated last in 2022.

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    Reader Interactions

    Comments

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      Recipe Rating




    1. Patrick says

      January 12, 2023 at 1:02 pm

      This is going to be great for football parties! Made it last night to test. Awesome!5 stars

      Reply
      • Dee says

        January 12, 2023 at 8:08 pm

        So glad you liked it! Thanks for the review!

    2. Ann says

      January 10, 2023 at 8:10 pm

      Made this for a New Years party and everyone loved it!5 stars

      Reply
    3. Sandra says

      January 13, 2021 at 9:56 am

      This was so good!! It was a really huge hit at my house!5 stars

      Reply
      • Dee says

        January 13, 2021 at 8:32 pm

        Thanks, Sandra! I'm so happy to hear this!

    4. Toni says

      January 11, 2021 at 3:59 pm

      Such an amazing dip! Everyone at my house loved it!5 stars

      Reply
      • Dee says

        January 13, 2021 at 8:37 pm

        So glad you all enjoyed the bean dip! Thanks!

    5. Amanda Livesay says

      January 11, 2021 at 6:43 am

      My kids love this dip! And I love how easy it is!5 stars

      Reply
      • Dee says

        January 13, 2021 at 8:32 pm

        My kids love it, too! Thanks, Amanda!

    6. Beth says

      January 10, 2021 at 3:08 pm

      This looks so delicious and tasty! I can't wait to give this a try! My husband is going to love this!5 stars

      Reply
    7. Allyson Reed Zea says

      January 09, 2021 at 5:12 pm

      I love making bean dip to go with taco Tuesday! This recipe is easy and delicious!

      Reply
    8. Jim says

      January 09, 2021 at 2:49 pm

      Just found this on your site and made it earlier today. It will be great for any gatherings and what little bit of sports we can get on TV.5 stars

      Reply
      • Dee says

        January 12, 2021 at 8:28 pm

        Thanks a bunch, Jim! I'm glad you liked the bean dip!

    9. Catalina says

      January 07, 2021 at 2:05 pm

      I am sure that my family will go crazy over this dip! Yum!5 stars

      Reply
    10. Erin | Dinners,Dishes and Dessert says

      January 06, 2021 at 8:12 pm

      I know for sure this Hot Bean Dip would be a huge hit in my house!5 stars

      Reply
    11. Michelle Nahom says

      February 03, 2015 at 5:05 pm

      Who doesn't love a dip like this?! It looks delicious! I could snack on this kind of stuff nonstop!

      Reply
    12. Miz Helen says

      February 02, 2015 at 11:16 pm

      We will really enjoy your Cheesey Hot Bean Dip! Thanks so much for sharing your awesome post with Full Plate Thursday, Hope you have a great week and come back soon!
      Miz Helen

      Reply
    13. Katherines Corner says

      February 02, 2015 at 1:40 am

      Thank you for sharing this ooey gooey goodness at the Thursday Favorite Things blog hop. xo

      Reply
    14. Teri says

      January 31, 2015 at 5:45 pm

      Oh goodness, this looks amazing! Perfect for the Super Bowl and I can definitely see my husband and I enjoying this for a quick dinner!

      Reply
    15. Sinea says

      January 28, 2015 at 3:20 pm

      Deb, this sounds so good. Perfect gameday appetizer! Pinned it. Thanks for sharing it at my party,

      Reply
    16. xabz Mukuba says

      January 28, 2015 at 12:49 am

      that looks absolutely delicious

      Reply
    17. Deb @ Frugal Little Bungalow says

      January 27, 2015 at 5:15 am

      OH I just want a big bag of Fritos and this dip right now : )
      SORRY that i visited, lol!!! 🙂 You have me craving 🙂

      Reply
    18. Dee M says

      January 27, 2015 at 5:17 am

      This stuff is addicting, so I'm glad the kids and my husband like it! 🙂

      Reply

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    I’m the blogger, chief cook, recipe developer and photographer behind Meatloaf and Melodrama. I absolutely love to create easy, budget-friendly, homemade meals and treats for my family. I also love to think of new ways to repurpose leftovers so that my family will actually eat them!

    More about me →

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